Seamlessly transfer funds to your BPI Trade account and start building your stock portfolio today

Funding is about to get BETTER!

SOON you’ll be among the first to experience our new and improved funding process.

✨ As part of this upgrade:

Your Settlement Account (SETA) balance will no longer appear in your BPI Online or BPI Mobile App, but rest assured your funds remain safe. All balances associated with your trading account will be viewed in your BPI Trade account. This is a normal result of the transition and requires no action from clients. Enjoy these first-access upgrades as we prepare bigger and better improvements for your stock trading journey. We will be moving away from the SETA facility and will no longer be using the SETA in order to pave the way for an exciting real-time funding experience that’s coming real SOON!

🤔 What’s Changing?

  • We’re making funding simpler and more seamless. No need to maintain a separate SETA for your trades anymore!
  • Fund your Trading Limit conveniently by using your Account Code.

💳 How to Fund Your Trading Limit:

  • Locate your Account Code in your BPI Trade profile.
  • Fund your account via Pay Bills on the BPI Online or Mobile App.
  • Receive a confirmation email from BPI once your funding is successful.

All BPI Trade clients will be transitioned to the upgraded funding process soon. Make sure to check your registered email address to see if your email schedule has been sent. For now, please continue to enjoy your funding process using SETA.

Ways to Fund Your BPI Trade Settlement Account

Grid Image

Transfer funds through the BPI Online and Mobile App directly to your BPI Trade Settlement Account

Grid Image

Transfer funds to your BPI Trade Settlement Account from other banks via Instapay or PESONet (bank charges may apply)

Grid Image

Send money from your eWallet, like GCash or Maya (service fees may apply) directly to your BPI Trade Settlement Account

Note:
1 Please note that the monthly average daily balance (ADB) requirement for your BPI Trade SETA is PHP 500.00. Please maintain your ADB to avoid the PHP 250.00 standard monthly service charge. This ADB requirement takes into account only the funds that are in your BPI Trade SETA, which also earns interest.

2 Advisable to keep at least PHP 1000.00 in your BPI Trade Settlement Account to cover the monthly ADB of PHP 500.00 and any Philippine Depository & Trust Corporation (PDTC) Fee of 0.000027777% for daily peso market value of your holdings which is subject to 12% Value Added Tax (VAT).

3 All funds deposited/transferred to your BPI Trade SETA, if done before 10:00 PM on a banking day, will be available in your cash position the next trading day. Moreover, all transactions made during weekends and/or holidays will be considered as transactions of the next banking day (e.g. Monday) and will be credited the following day (e.g. Tuesday).

Fund your account today and start making investing a habit!

Learn More About The New Funding Process